The Mahoning Valley has made great strides in stabilizing its economic, civic, and cultural environment in recent years. Youngstown and its surrounding areas are poised to take advantage of new technologies and exciting new industries. Young professionals, as a concerted, dedicated group, must intentionally act to ensure that this area is one that is vibrant, inclusive, sustainable, and attractive for all residents, both current and potential, so that this window of opportunity may not be missed. This survey sought to understand what ways the Valley is currently serving its residents, and how it might better do so in the future, with special concern to the group of individuals between the ages of 18 and 40. This group, whose retention is critical to prolonged economic success and improved quality of life, is referred to as Young Professionals.
Who doesn’t love Mill Creek Park? Okay, there’s probably somebody out there who doesn’t, but that’s just because they haven’t been there yet. It offers gorgeous views, challenging running paths, roads, historic architecture and more. It is very important to a lot of us young professionals who run, bike or drive through the park, visit Fellows Riverside Gardens or use the park’s other services nearly every day.
The reason I bring it up now is that the park levy is up for renewal in this year’s general election scheduled for the 3rd of November. It comes up once every 15 years and makes up the vast majority of the park’s operating budget. This particular levy does include an increase for homeowners that will amount to less than 90 cents of additional tax for every $10,000 of a home’s value. It will allow for the park to maintain operations as well as for capital improvements for us to enjoy in the decades to come.
Purchasing your first house can be a little overwhelming and stressful, but knowing what to expect along the way can help ease some of your anxiety. It is also important to know what you are doing because for a large majority of Americans, your home is the greatest investment that you will make in your lifetime.
Talk with your loan officer and figure out how much you can afford. If you do not have enough cash on hand to purchase a home outright, you will likely seek financing from a bank. Most traditional loans have a fifteen or thirty year term and each have their own advantages. For example, with a fifteen year term loan, you will end up paying less interest in the long run, but your monthly payment will be higher. Conversely, a thirty year term loan carries a lower monthly payment, but you will end up paying more interest over time. Most banks will also require that your monthly loan payment include escrows for your real estate taxes and homeowner’s insurance. That means your monthly payment will include additional money that your bank will use to pay your real estate taxes and homeowner’s insurance.
Over the past 3 years, I’ve been to hundreds of networking events and have met over a thousand new people. Networking has brought me more business than any cold calling campaign and more friends than any Facebook post.
I can say that networking has been beneficial to me both professionally and personally and because of these benefits I wrote a few ideas that I’ve learned over the years to help you gain more business and make deeper connections with those you meet at networking events.
We are very proud of our Vice President’s (Bob McGovern) contribution to “Car Bombs To Cookie Tables: The Youngstown Anthology” edited by Jacqueline Marino & Will Miller. This is a book about Youngstown experiences, told by the people who lived them and includes 45 contributors spanning seven decades in age. Below you’ll find Bob’s contribution, followed by information on purchasing the book and launch events that start 5/29/15